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CEO and investor. Father. Husband. 6x founder > 5x exit. Supporter of child & education-based businesses. Lover of animals & great coffee.Imparting education and training in information technology is my passion and my unwavering conviction and commitment with content curation helped me bring the current programs to students.I build software & communities and can help you with both. I founded @jnamic. I organize @BerlinHacknTell and @berlingtug. Member of @cbaseUX Designer, Developer, Entrepreneur w/ passion for making products that change the world. Skills include Node.JS/Express.JS/Socket.IO, JavaScript/CoffeeScript, AngularJS, ReactJS, MySQL/MongoDB, HTML/Jade/Handlebars, CSS3/Sass/Less/Stylus and more


Ignition Cable (Spark plug wires) Replacement Service & Cost - YourMechanic


The motor takes the driver's input via a switch and sends a power signal to the motor to move the window up or down. Most window motors and regulators are sold together as a combo unit. Read complete post at


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How to recover withheld Taxes ? - Levy By IRS

5 min read

A levy is defined as “an imposing or collecting, as of a tax, by authority or force, the amount owed or collected.” Garnishments and levies are the legal action taken by the creditors to seize the personal property of the debtor.  In common levy is always imposed upon your financial accounts and personal properties, but garnishments apply to your wages.

What is levy?

When creditor enacts a levy against you, it means that the creditor freezes your financial account and then recovers money through that account to cover your debt.  Then creditor will take any amount (money) you submit in the account till the credit is cleared.(until the debt is paid off in full).

Usually Levies come from the government departments such as IRS, Department of Education, or any other revenue collecting federal agency.

Private creditors, for example credit card companies may sometimes executive a levy in case of non-payment of funds and at the same time they come to know about your active account in which money may exist.  However the private creditor needs permission of the law (orders of the court) before it can attack your bank account.  This means you will receive prior notice (information) of an impending levy so to remove the funds from the account beforehand.

A levy is a legal attack on your property to cover a tax debt.  A lien is quite different from levy, a lien is a claim used as security for the tax debt.  If you fail to pay your taxes within the time limit the IRS may seize and sell any type of personal or real property in which you are interested in. For example


  • IRS could seize and sell property which you own your personal belongings (such as your car, own house or any other usable assets like boat).
  • They could levy payable amounts, that is kept by someone else, or about to pay you or give you such as your wages, retirement accounts, dividends, back accounts, rental income, licenses, the cash value of your insurance policies or commissions and amount receivables.

The IRS generally levy only after three basic requirements are met:


  • Firstly IRS assessed the tax and sent you a Notice and Demand for payment.
  • You ignored or say no to pay the tax.
  • IRS sent you a Final Notice of intention to Levy and Notice of Your Right to A Hearing (levy notice) delivered at least 30 days before the levy.  IRS may give you notice in person, or leave it at your home or your place of work (business) or also send it to your certified mailing address (registered).
  • Please note: If we levy your state tax refund, you may receive a Notice of Levy on you state Tax Refund, Notice of your right to hearing after the levy.

If a levy upon your wages, bank account or other properties are causing you a hardship, you should call IRS department telephone number on the levy or correspondence immediately and describe your financial crises (status).  Service is available from 8 a.m. to 8 p.m. from Monday to Friday.

If IRS came to know that levy is creating an immediate economic hardship to you, the levy may be released.  But it does not mean that you are exempt from paying the taxes (balance).  The IRS will work with you to reach (establish) payment plans such as to set the monthly installments till the tax is to be paid. 

You may ask an IRS Tax Attorney  to evaluate your case, or you may demand a Collection Due procedure hearing with the Office of Appeals by filing a request for the Collection Due Process trial with the IRS office written on your notice.  You may file your appeal within 30 days of the time on your notice.  Some of the issues you may discuss include:


  • If you paid all your taxes before the levy notice.
  • If you were in bankruptcy, we assessed the tax and sent the levy notice and subject to the auto stay during bankruptcy
  • We made a procedural error in an assessment.
  • If the time due for paying the taxes expired before we sent the levy notice.
  • You have provided with no opportunity to dispute the assessed liability.
  • You desire to discuss the collection options.
  • You desire to make a spousal defense.

At the end of your hearing, the office of Appeals will issue a determination notice.  You will have 30 days after the determination date to bring a suit to contest the determination.  If in case your property is levied or seized, contact the employee who took the action.  You may ask manager to review your case.  If the matter is still unsolved the manager can explain your rights to appeal to the Office of Appeals.

Levying Your Wages, Your Bank Account, Federal Payments, State Refunds.

If we levy your wages, like salary, federal payments or state refunds, the levy will end when:

  • The levy  is released,
    You pay your tax debt, or
    The time terminates for legally collecting the tax.

If we levy your bank account, your bank account must hold funds you have to deposit, up to the amount you owe, for 21 days.  This holding period allows time to resolve any issues about account ownership. After the period of 21 days the bank must send the money plus interest, if it applies to the IRS.  To discuss your case, call the IRS employee whose name is shown on the Notice of Levy. 



3 min read


It's starting to feel like tax time. It's actually Christmas in July for a great deal of our customers who come to us to verify we are getting them the most measure of findings and the greatest discount conceivable. End of Financial Year is a couple of months away and NOW is the ideal time to begin planning. A couple of basic changes could mean a great deal more cash in your pocket in July! As the assessment standards are continually changing these tips depend on the 1025 expense form.

1. Delay pay: While this may not generally be feasible for individuals with representative pay, if there is the chance to have the capacity to get pay in July 2015, as opposed to June 2015, you won't need to be paying the expense on this pay for an entire year. Some of our customers have surveyed their term store development dates to fall into the accompanying Financial Year or hold off on invoicing until after June. Another customer of mine acknowledged a retirement pay out on the 28th June 2014. As they were resigning their pay lessened impressively in the 2015 Financial Year and in the event that they had held up 3 days to acknowledge the retirement bundle they could have spared about $20,000 in duty.

2. Philanthropy Donations: Donating to philanthropies is a fabulous approach to have the capacity to benefit something for a reason you need to help furthermore get a tax cut in the meantime. So if there are foundations you need to give to or a companion that is raising cash for a philanthropy, considering giving sooner as opposed to holding up until after June. Presently's likewise an immaculate time to sort out a philanthropy occasion and notice the tax reductions of giving at this point!

3. Logbook: If you are reliably out and about for your occupation, think about keeping as a logbook when you can for 12 weeks. I have customers that are in deals, are carers or tragedies that convey massive apparatuses. They do a ton of a heading out from their ordinary work environment to better places consistently. Subsequently, they're guaranteeing a great many dollars of auto costs, for example, fuel, enrollment, protection, premium, administrations, repairs and devaluation.

4. Venture Property Repairs & Maintenance: A cheerful occupant is an upbeat property proprietor. For those with venture properties, there dependably appear to be seemingly insignificant details that should be documented to keep the occupants glad. Considering repairing the repairs and upkeep issues before the End of Financial Year to exploit recovering the expense on this as fast as could reasonably be expected.

5. Capital Gains Tax: It's a region that a great many people don't see, yet it's great to have an essential information of Capital Gains Tax on the off chance that you are a financial specialist. This could be a property speculation or shares. Arriving at the end of the Financial Year in the event that you are considering offloading a speculation that has capital misfortunes, now's the time. Then again, in the event that you are contemplating offering a speculation that has made a benefit and has capital increases hold up until July.


Replacing a broken HVAC system will cost you—but so will letting an HVAC system run with a dirty filter. More work for the fan motor translates to higher charges on your electric bill. Additionally, a dirty evaporation (cooling) coil can dramatically reduce your air conditioners performance.